National General Writes After-DUI Policies in West Virginia
National General is licensed in West Virginia and writes policies for drivers with a DUI conviction. The carrier accepts high-risk applicants, including those coming off revocation, and issues standard liability policies that meet state compulsory insurance requirements. You can request a quote online or by phone, and the carrier will evaluate your application based on your current driving record and the time elapsed since your conviction.
West Virginia does not use SR-22 or FR-44 certificates. The old financial-responsibility certificate framework (WV Code 17D-4-15 through 17D-4-20) was repealed. The state enforces compulsory insurance through the Online Insurance Verification Program. When you reinstate after a DUI revocation, you need current proof of West Virginia liability insurance—your insurer submits a WV-1B Certificate of Insurance electronically—plus the reinstatement fee. There is no multi-year filing requirement.
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Get Your Free QuoteWV DUI Revocation Period
180-365 days
West Virginia suspends your license for 180 to 365 days after a DUI conviction, measured from the conviction date. The exact length depends on your BAC level, prior offenses, and whether you refused chemical testing.
West Virginia Division of Motor Vehicles
What National General's SR-22 Messaging Means for West Virginia Drivers
National General's national website lists SR-22 filing as a service the carrier provides. That messaging applies to the 49 states that use SR-22 or FR-44 certificates. West Virginia is the exception. When you apply for a National General policy in West Virginia after a DUI, the carrier will not file an SR-22 because the state does not recognize or require it.
Instead, National General will issue a standard liability policy meeting West Virginia's 25/50/25 minimum limits. Once the policy is active, the carrier electronically submits your WV-1B Certificate of Insurance to the state's Online Insurance Verification Program. That certificate proves you hold current coverage. The DMV verifies your insurance status in real time when you apply for reinstatement.
You do not request an SR-22 from National General. You request a liability policy. The carrier handles the WV-1B submission automatically as part of issuing the policy. If a National General agent mentions SR-22 during your quote process, clarify that West Virginia does not use that certificate—you need only the standard WV-1B proof of insurance.
West Virginia repealed its SR-22 framework entirely. No carrier files SR-22 in this state—National General included. You need only current liability coverage and the WV-1B certificate.
How to Get a National General Quote After a DUI
Start by visiting National General's website or calling their quote line. Provide your driver's license number, the date of your DUI conviction, and confirmation that you completed the West Virginia Safety and Treatment Program. If you enrolled in the Motor Vehicle Alcohol and Drug Test and Lock (Interlock) Program to drive during your revocation period, provide the program completion certificate or current enrollment documentation. National General will pull your motor vehicle record to verify the conviction details and check for additional violations.
The carrier will quote you based on your current risk profile. Expect higher premiums than a clean-record driver would pay—National General prices DUI policies in the non-standard or standard tier depending on how long ago the conviction occurred and whether you have other violations. If you completed the interlock program without violations and your revocation period has ended, you may qualify for a lower rate than someone still within the first year post-conviction. Request quotes from multiple carriers that write after-DUI policies in West Virginia to compare pricing.
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What Documentation You Need for Reinstatement
West Virginia requires three items to reinstate your license after a DUI revocation: proof of current liability insurance, completion of the Safety and Treatment Program, and payment of the reinstatement fee. The insurance proof is the WV-1B Certificate of Insurance, which your carrier submits electronically once your policy is active. You do not need to request this certificate separately—it is automatic when the policy binds.
If you participated in the Test and Lock interlock program, bring your program completion certificate to the DMV when you apply for reinstatement. The DMV will verify that you met all interlock requirements, including the minimum enrollment period and zero violations during restricted driving. If you did not use the interlock program and served the full revocation period without driving, you need only the insurance proof and program completion certificate.
The reinstatement fee is set by the state and varies depending on whether this is your first DUI or a subsequent offense. Pay the fee at the DMV when you submit your reinstatement application. The DMV will verify your insurance status in real time through the Online Insurance Verification Program. If your National General policy is active and the WV-1B certificate has been submitted, the system will confirm coverage immediately. If the system shows no active insurance, your reinstatement will be denied until coverage is verified.
WV Base Reinstatement Fee
$50
West Virginia charges a $50 base reinstatement fee for most DUI revocations. Additional fees may apply for subsequent offenses or if your revocation included other violations. Verify the exact amount with the DMV before your reinstatement appointment.
West Virginia Division of Motor Vehicles
Other Carriers That Write After-DUI Policies in West Virginia
National General is one of several carriers licensed to write after-DUI policies in West Virginia. Other options include The General, Dairyland, Progressive, Geico, Farmers, and USAA (for military members and their families). Each carrier prices DUI risk differently, and the premium spread between the lowest and highest quote can exceed $100 per month for the same coverage limits.
Request quotes from at least three carriers. Provide identical information to each—same coverage limits, same deductible, same vehicle—so you can compare pricing accurately. Some carriers offer discounts for completing defensive driving courses or maintaining continuous coverage after reinstatement. Ask each carrier whether they offer those discounts and what documentation you need to qualify.
Compare National General Against Other Carriers Now
National General writes after-DUI policies in West Virginia, but you should not assume their quote will be the lowest. Carriers price DUI risk using different models, and the carrier that offers the best rate for a clean-record driver may not offer the best rate for a driver with a conviction. Get quotes from National General, The General, Dairyland, and Progressive at minimum. Compare the monthly premium, the coverage limits, and any restrictions the carrier places on your policy. Once you select a carrier and the policy binds, the carrier will submit your WV-1B certificate electronically. Verify that the certificate has been submitted before you schedule your reinstatement appointment at the DMV.